Are you a Veteran or Active Duty Service Member, if so, a VA backed home loan is a great option that offers less restrictive credit guidelines and low down payment options for you and your family. 

The US Government's VA loan program helps veterans, active-duty service members and their families qualify for a home loan. Though they are issued by private lenders, VA home loans are backed by the US Department of Veterans Affairs. Whether you are buying your first home, refinancing your existing mortgage, or thinking of building your dream home, ENG Lending is your ultimate Veteran's Affairs loans information center. 

We will compare VA home loan interest rates and negotiate the very best deal. We will also explain important factors to consider, such as the option to prepay your VA mortgage loans without penalty, and how a lack of mortgage insurance premiums can lower your monthly payments. We can even show you how to get VA home loan funds to improve your home's energy efficiency! Did you know that your VA benefits can be used again, even if you have used them in the past?